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Repayment Planning

Who Do I Repay?

Repaying the Holder		You are responsible for repaying the holder of your loan's promissory note. This may be the original lender or a subsequent lender or an organization that purchased your loan. The holder may contract with a servicer to manage some or all of the repayment transactions.

Work With Your Servicer		The servicer on an education loan is the company or organization that specializes in handling transactions associated with student loans, including billing, collections, deferments, and other functions. You should first contact the servicer, rather than the holder with any questions or concerns.

		Note: If you are unsure of your servicer, visit the National Student Loan Data System (NSLDS). NSLDS is the central location for all of your federal student loan and Pell Grant information. You must have an FSA PIN to access your information on this system.

You are responsible for repaying the holder of your loan.

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